What is PCI DSS Compliance

Modified on Fri, 18 Aug 2023 at 10:07 AM

The PCI Data Security Standard (PCI DSS) is a global standard that provides a baseline of technical and operational requirements designated to protect payment data.


The goal of standardizing PCI DSS Compliance is to:



All businesses storing, processing or transmitting cardholder information are required to follow the Payment Card Industry Data Security Standard (PCI DSS). It consists of 12 basic requirements grouped in 6 categories for establishing and maintaining a reliable and secure payment processing environment. Review the guidelines, to check and see if you meet the listed requirements.


 


Build and maintain a secure network


  1. Install and maintain a firewall configuration to protect cardholder data.
  2. Do not use vendor-supplied defaults for system passwords and other security parameters.


Protect cardholder data


  • Protect stored cardholder data.
  • Encrypt transmission of cardholder data across open, public networks.


Maintain a vulnerability management program


  • Protect all systems against malware and regularly update anti-virus software or programs.
  • Develop and maintain secure systems and applications.


Implement strong access control measures


  • Restrict access to cardholder data by business need-to-know.
  • Identify and authenticate access to system components.
  • Restrict physical access to cardholder data.


Regularly monitor and test networks


  • Track and monitor all access to network resources and cardholder data.
  • Regularly test security systems and processes.


Maintain an information security policy


  • Maintain a policy that addresses information security for all personnel.


To find the most up-to-date information on PCI DSS Compliance, click here.


 


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